- Published On: February 23, 2022|3.2 min read|
How will an increase in interest rates affect CETVs
Interest rates and Cash Equivalent Transfer Values (CETV’s) are indirectly linked, meaning that any change in rates can have a knock-on effect that may eventually mean an adjustment in your CETV. If you are considering a pension transfer and are wondering how recent economic changes may impact the cash equivalent transfer value of your final salary pension, read on!
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- Published On: January 31, 2022|3.5 min read|
6 ways high net worth couples can minimise conflict
Financial conflict among couples is quite common in today’s society. In fact, money and financial conflict are one of the primary factors that can lead to a divorce. If you want to ensure that it never becomes an issue with you and your loved one, there are a few simple steps that you can take.
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- Published On: January 20, 2022|4.9 min read|
How to Use Life Insurance to Mitigate Inheritance Tax
If your total combined assets including your life insurance exceed the inheritance tax threshold, your beneficiaries will have to pay the inheritance tax due before they are able to gain access to your estate. The life insurance, alongside other assets, will also need to go through probate, which can take months, if not longer to complete. Luckily, there are ways to mitigate this.
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- Published On: November 25, 2021|5.4 min read|
A British Expats’ Guide to Transferring Funds to a SIPP
When it comes to saving money for the future, a Self-Invested Personal Pension, or SIPP, can be a suitable option for both UK and Non- UK residents. There are several pension choices to choose from, but a SIPP can provide you with greater flexibility, portability, and control over your investments.
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- Published On: February 24, 2021|7.4 min read|
Could You Be Heading For A US Estate Tax Bill, By Holding US Stock?
The Often Unknown Tax Liability Facing Foreign Investors in U.S. Equities....... Many investors assume that the US federal estate tax only applies to those domiciled or resident in the [...]
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- Published On: September 3, 2020|4 min read|
Goldilocks & the Bulls & Bears…. Is the Stock Market Just Right?
Who would have predicted the stock market rising to record highs, in the middle of a recession, with US double-digit unemployment? At the close of March 2020, Warren Buffets Berkshire [...]
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- Published On: February 12, 2020|8.9 min read|
The Pension Lifetime Allowance and the Non Resident Enhancement Factor
I specialise in helping individuals maximise their pension savings. Helping them understand potential ways of reducing tax on their pensions. Jessica Cook LLB (Hons) DipFA ACSI To find out [...]
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- Published On: November 19, 2019|3.3 min read|
Do you have a Maltese QROPS? – The New Malta Pension Rules 2019 – What you need to know
On 1 January 2019, the Malta Financial Services Authority introduced new pension rules to apply to all Malta pension schemes. There was a transitional period of 6 months but [...]
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