• Published On: March 9, 2019|2.8 min read|

    Currency conversion. Are you getting the best deal?

    Whether you are comfortably settled as an expatriate in Dubai, just about to make the big move to the land of sand, or perhaps thinking of repatriating home, making [...]

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  • Published On: March 9, 2019|7 min read|

    The 5 year Expat Master Plan!

    Aside from the lure of sunnier climes many individuals are drawn to live and work in other countries for increased pay, better benefits, even lower tax, and in some [...]

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  • Published On: March 5, 2019|5.4 min read|

    Inheritance tax – What you can do to reduce your bill

    One major misconception of those living in the UAE is that they are not liable or they simply forget about the consequences of Inheritance Tax whilst they enjoy their [...]

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  • Published On: March 5, 2019|5.8 min read|

    What are the biggest mistakes to avoid when it comes to your pension?

    All too often the reality is, and much is the case with many of the individuals I work with, that planning for our financial futures is being put on [...]

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  • Published On: March 5, 2019|2.7 min read|

    Retirement nest eggs

    One of the wonderful things about living in Dubai is that it’s a cultural melting pot. The UAE provides exposure to new people, traditions and experiences on a daily [...]

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  • Published On: March 5, 2019|5 min read|

    Pension Transfers in Dubai

    and the UAE– ALL YOU NEED TO KNOWThe FCA (Financial Conduct Authority) requires firms advising on pension transfers to have specific permission for advising on pension transfers and opt-outs.If [...]

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  • Published On: March 2, 2019|5.2 min read|

    Do you really need a Will in Dubai and the UAE? Find out why you do.

    First things first! If you are an expatriate living in Dubai, or somewhere else in the UAE, you should make sure you have Will arranged in your home country.In Europe [...]

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  • Published On: March 2, 2019|2.8 min read|

    How does using a financial adviser add value?

    I recently wrote a blog - 'How to pick a financial adviser'.In the blog I discuss the reality that not everyone needs a financial adviser. And in some cases many [...]

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  • Published On: March 2, 2019|3 min read|

    Why cashflow planning is essential when planning your retirement

    Cash flow modeling is the practice of planning and forecasting sources and uses of cash. Its ultimate objective is to provide a framework that enables the most effective and [...]

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  • Published On: March 1, 2019|7.6 min read|

    Top tips for expats saving money in 2019

    There is more than one way to build a fortune.The common denominators are: Time, Patience and CommitmentAdopt these simple but effective money saving tips today!Record your expensesThe first step to [...]

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  • Published On: March 1, 2019|0.5 min read|

    Worried about market volatility?

    Investors as a whole tend to act on impulse and often volatility will see investors rush to sell. When your investments form a well diversified, low cost portfolio you will be in the [...]

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  • Published On: June 11, 2018|2.3 min read|

    Understanding discretionary fund management

    Investment management services typically fall into one of 3 options:Bespoke segregated portfolio:A bespoke portfolio is a financial plan developed based on the desires and needs of an individual. Your adviser will work [...]

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  • Published On: April 11, 2018|3.7 min read|

    Understanding investment risk

    When you invest, you’re exposed to different types of risk. How can different risks affect your investment returns?  Risk is essentially a deviation of an expected outcome. In investing we can [...]

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  • Published On: April 10, 2018|7.3 min read|

    QROPS for expats. FAQ – Frequently asked questions

    What is a QROPS? A QROPS is a Qualifying Recognised Overseas Pension Scheme. For an overseas scheme to be deemed as such, it must satisfy criteria stipulated by HMRC. [...]

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  • Published On: April 10, 2018|8.3 min read|

    Pension transfers for expats – FAQ – Frequently asked questions

    What is a pension transfer?A pension transfer is the process of transferring – ie switching or changing the contributons made from one pension scheme to another. Or by exhanging your future [...]

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  • Published On: April 8, 2018|3.8 min read|

    Should you consider a spousal bypass trust for your pension?

    The death benefits of a pension fund can in most cases be passed to loved ones, via an “expression of wishes” form. Under the flexi access pension rules, funds [...]

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  • Published On: April 1, 2018|2.1 min read|

    Would you take a slice of the pie?

    A Pension Increase Exchange (PIE) exercise involves offering defined benefit (DB) scheme members the choice of exchanging future annual increases on their pensions in retirement, for a one-off immediate [...]

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  • Published On: March 11, 2018|5.1 min read|

    Alternative investments and investments of passion

    Many of today’s investment solutions are increasingly technical, complicated and impersonal. Even those solutions that are simplified such as ETF’s and index funds are not particularly exciting. And so [...]

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