GROW PLAN AND BUILD YOUR WEALTH
Expert guidance on future proofing your wealth
CREATE YOUR FINANCIAL PLAN
A Comprehensive Approach
Create your bespoke financial plan. All services are customized to meet the specific needs of each client. Ensuring collaboration throughout the entire process to ensure measurable results.
ACCESS A LOW COST SUITE OF INVESTMENTS
Focused on keeping investment and management costs to a minimum with direct access to low cost index funds and ETF's. Taking the guess work out of investing and allowing clients to benefit from greater growth on their money.
ONGOING EXPERT ADVICE
The Path to Success
Receive robust ongoing advice on how and where to invest. Ongoing reviews and regular rebalancing of your portfolio to make sure you are on target to reach your goals
FREQUENTLY ASKED QUESTIONS
Where will my money be invested?
To address your investment goals we help to build your investment portfolio using an investment strategy that seeks to apply genuine, value adding, investment science to your portfolio.
How much risk is involved?
When considering suitable investment options, a key factor (alongside personal circumstances and objectives) is how comfortable an individual is with risk. All investments carry risk, some more so than others. There is no universal definition of risk and each organisation/jurisdiction will calculate risk differently. At AES, we consider equity investments (shares in developed and emerging markets) as high risk, and fixed interest investments (corporate bonds, government gilts) as low risk. We constructing portfolios we ensure they are in alignment to your risk appetite and capacity for loss
How much will it cost to invest?
This will depend on the investment platform recommended and the cost of the underlying investments/investment mandate. One of our key areas of focus is helping to keep the TER (total expense ratio) of your investmnet portfolio to a minimum, in order to maximize your returns. For more information on how you may be charged see the Fee transparancy page on this website.
Investing seems complicated, how do I get started?
How important is investment diversification?
What Is the effect of compound interest when investing?
Compound interest is very simple. It is interest over interest. Standard interest only gives interest over the principal. However, with compound interest, the principal includes the previous interest. That means that you get interests over an increasingly large principal capital. This may not sound like a big difference, but it is a big difference. Compound interest will always return more than standard interest.
What is the difference between passive and active investment strategies?
The two main methods of investing are called active and passive management, Active investors pick their own stocks, bonds, and other investments. Passive investors let their holdings follow an index.
How long should I invest for?
Equity markets tend to move in cycles, and often, it takes five to seven years to go through a full cycle of a sharp rise, followed by a decline and stagnation. To get the right level of returns, we need to keep investing throughout the whole cycle. That won’t happen in a year or two.