Financial life planning is the process of working with a financial adviser to discover a clients most essential goals in life before the actual formation of a financial plan.

 It is a way of holistically delivering financial advice, that focusses on delving into clients' real goals.

It stretches far beyond their financial concerns. In an effort to help them use their money to deliver freedom in their lives. 

When assisting clients with life planning we tend to focus on 3 Key questions.


These 3 questions were created by George Kinder and the Kinder Institute. They are integral to his book the Seven Stages of Money Maturity and his related workshops:






Life Planning Question 1

Imagine you are financially secure, that you have enough money to take care of your needs, now and in the future. The question is...........


How would you live your life?

What woud you do with your money?

Would you change anything?

Let yourself go?

Don't hold back on your dreams..... Describe a life that is rich and full

(c) George D. Kinder, 1999


Life Planning Question 2

This time you visit your doctor who tells you you have 5- 10 years to live.

The good part, is that you wont ever feel sick. The bad news is that you will have no notice of the moment of your death.

What will you do in the time you have remaining to live?

Will it change your life and how will you do it?

(c) George D. Kinder, 1999

Life Planning Question 3

This time your doctor shocks you with the news that you only have one day left to live.

Concentrate on the feelings you have as you confront your very real mortality.


Ask yourself.............

What dreams will be left unfulfilled?

What do I wish I had finished or had been?

What do I wish I had done?

What did I miss?

Ask yourself these 3 important questions. Take your time.

Think about your answers.


What would you do differently ?

 Life Planning Dubai | Financial Advice UAE | Financial Life Plan